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PRO-ACTIVE PREPAREDNESS:The American Red Cross Stockpiles and Stages Supplies Pre-Disaster; Reno, Nevada is a Major Player In Assisting Disaster Victims

Filed under: Photo Asset Archival, Protecting, Strategic Partners by Lizz @ 1:06 am on September 12, 2008

Hurricane Katrina, Rita, and Wilma in 2005, proceeded by four devastating hurricanes which decimated Florida in 2004 (Charley, Frances, Ivan, and Jeanne) taught all of us, whether disaster assistance/relief agencies or individuals and businesses in the path of a catastrophic event, a hard but invaluable lesson. The collective “we” needed to have a viable plan in place. The American Red Cross stepped up to the plate. They created “warehouses” to stockpile “readiness” supplies in advance of a catastrophic event, instead of scrambling to amass supplies after the fact. The Red Cross devised a plan whereby they distributed supplies to potential disaster locations prior to the event, when possible. One of these much needed and recently proven resources is located in Reno, Nevada. The Red Cross Disaster Field Services Warehouse, a 169,000 square foot facility, is located on Parr Boulevard, and since its opening in 2007 has fulfilled the needs of countless disaster victims. This “preparedness” has not only benefitted hurricane victims in 2008, but benefitted a disaster impacted citizenry across the country in 2008. No less than thirty-nine (39) States, not including Protectorates like Puerto Rico, have benefitted from these warehouses due to pre-planning. This information comes from the FEMA website which lists the designated Major Disaster Declarations, Emergency Declarations, and/or Fire Declarations by state. This year (2008) alone, the American Red Cross has responded to the needs of thousands of individuals and businesses whether they be the victim of earthquake: Illinois and Nevada, wildfire: in drought-stricken Western and Southeastern U. S. states, flood: Nevada, and multiple Mid-Western States along the Mississippi River, tornado: Virginia and Mid-Western states with Arkansas particularly hard-hit, or hurricane/tropical storm: the Eastern Seaboard States and the gulf coast states of Florida, Alabama, Mississippi, Louisiana, and Texas.

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GOT BACK=UP?

Filed under: Asset Education, Photo Asset Archival, Protecting by Lizz @ 7:39 pm on June 14, 2008

Perhaps you are wondering just exactly what I mean when I ask “Got Back-Up?” Back-up is a multifaceted, all encompassing planning process by which you protect yourself, your children, your things, your information, your business, and your wealth planning strategies.
• Insure that when your computer crashes you have the means through external devices, an online service such as Carbonite.com, or a local offsite service such as Offsite Data Depot headquartered in Carson City, NV to recover your personal and business data. Be sure to read the June 11, 2008, Reno Gazette Journal article, “Firms should prep for worst.”
• Insure that should you suffer a disability, life-threatening illness, or death a plan is in place for the care, support, and education of your minor children. A living will, a living trust, and documents which support your wishes regarding the guardianship for your children will go a long way to insuring that your wishes are fulfilled.
• A well drafted estate plan will insure not only that your wishes are fulfilled, but will eliminate the expense of probate and minimize disputes among your heirs.
• The proper insurance coverage substantiated by an asset inventory will insure that damage to your home, vacation property, rental property, business location, and/or home-based business is expeditiously repaired so that you can continue living at the level to which you have become accustomed.
• A video of rental and vacation rental property is invaluable should the property be returned to you in less than perfect condition. Minimize disputes and unnecessary litigation with this valuable tool.
• A thorough inventory including an estimate of value substantiated by receipts and/or an appraisal will allow you to deduct losses not covered by your insurance policy against your income on your tax return. This information is equally as useful when you make a charitable contribution of property. See IRS publication 561 to ascertain the requirements for deducting a loss on your tax return as well as taking a charitable donation deduction.
• Do you have elderly parents or family with disabilities requiring in-home caregivers? A complete photographic inventory with supporting database and documentation will put caregivers and outside help on notice to prevent items going missing.
• Moving across town or across the country? Insure that you have a photographic record of your possessions, an inventory of the numbers of items, and receipts and appraisals to back-up their value. Put your mover on notice to insure delivery of everything, to insure care in delivery of your things, and to assist you in a claim for damage should this occur.

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